Real Estate Information Archive


Displaying blog entries 1-10 of 10

Home Sales are Up and Inventory is Down !

by Rob Zwemmer

Palm Springs Real Estate Inventory

by The Zwemmer Group


Good Monday Morning!

by Rob Zwemmer

The desert weather was just perfect last week during the Bob Hope Open Classic here in La Quinta.  This week will not be any different.
The Month of January is of to a good start in here in the Desert,
despite the decline of the Desert in the rest of the country.
The DOM (Days on Market) has dropped from a 155 Days to 79 compared to January 2008. 
Real Estate Inventory is slightly down from last year also.
The Steady decline of DOM and Inventory are the results of great bargains, a steady
Canadian dollar, 50 year low interest rates and a new group of home buyers who could not
afford to buy a property a couple of years ago.
Because Banks and private investors stopped foreclosing on properties during the holiday’s season,we will see a new batch of foreclosures coming up here in the Desert in the next month or so.

Looking for one these great deals? Visit:

Now if you are considering selling your home in a changing market!
Get an approximate value of your home or property e-mailed to your inbox within 24 Hours.

Palm Springs Mortgage Market Update:

Mortgage Rates Today +/- Last Week
30 yr fixed mtg Graph the three month trend 5.20% 5.10%
15 yr fixed mtg Graph the three month trend 4.88% 4.73%
30 yr fixed jumbo mtg Graph the three month trend 6.81% 6.80%
5/1 ARM Graph the three month trend 5.65% 5.73%

1 Canadian dollar = 0.818331 U.S. dollars

Remember, as a general rule, negative economic news is good for interest rates, while positive news causes rates to rise.

Have An Awesome Week!

Rob Zwemmer


by The Zwemmer Group
"Strength of numbers is the delight of the timid.
The Valiant in spirit glory in fighting alone."

~ Ghandi


It has been said that "a camel is a horse created by a committee." You've probably witnessed the process yourself. You put any twelve decision-makers in a room together, and they can't seem to make a decision at all. Worse yet, they create something that is comfortable to all members - a camel of their own making.

Ghandi says numbers are the "delight of the timid." At some time or another, we all want the comfort of being surrounded by others with interests common to us. Maybe it's on sales meeting day when the discussion turns into a gripe session. Maybe it's in the break room, around the proverbial "water cooler," or in a training class we've just taken. Wherever the group meets, the results are often the same - a lack of action backed up by all the reasons that justify the inaction.

Ghandi also says the glory is "in fighting alone." Look around. Do you see one or two individuals who spend little of their time with the group? Sometimes called "loners," these are usually also the over-achievers, the top producers in life and business. They know where they're going and they don't need your approval to do it. The committee says they aren't "team players."

Being human, it is certainly normal to seek the comfort of others. In the case of those few individuals described as "the Valiant in spirit," however, their strength comes from their accomplishments. In each of us, there is also that "Valiant" spirit - the part of us that wants to strike out on our own. You can do that by resigning from the committees of your life. Elect yourself President and Chairman of the Board of your own future - and make it unanimous!

Exciting times in Politics, Sport and Desert Real Estate. 01/19/09

by The Zwemmer Group

 Good Monday Morning,

Happy Martin Luther King Day!

The Nation is preparing for the inauguration of our newly elected
President and the teams for Super bowl 2009 are in place.
Exciting times in Politics, Sport and Desert Real Estate.
This Week the Bob Hope open Golf Classic will be held in La Quinta and Bermuda Dunes.
This Golf event draws every year thousand of golf fans and home buyers to the Palm Springs
and La Quinta area. This PGA Tour will be hosted by Arnold Palmer himself.
The 2009 courses will consist of the Arnold Palmer Private Course and the Nicklaus Private Course
(both at PGA West in La Quinta) Silver Rock Resort (in La Quinta) and the Bermuda Dunes Country Club.

Super deals are still to be find here in the desert send me an e-mail visit:

If you are considering the sale of your home you can receive an e-mail analysis that will give you a good indication of your homes current market value at

Palm Springs Mortgage Market update!
Citigroup had a loss of $8.29 Billion Dollar, ending its worst year ever since 1812 Bank of America
also reported a loss of $1.8 Billion Dollar in the last quarter of 2008. However they received a lifeline
in government stocks in exchange of preferred stock.
The Stock market is opening a little bit higher, which is applying selling pressure on bonds. However,
prices have already improved since early lows

1 Canadian dollar = 0.797257 U.S. dollars

And here is Monday Morning Coffee

Have An Awesome Week!

Rob Zwemmer

Tired of Waitng ! Monday Morning Coffee for Mind and Spirit 01/26/2009

by The Zwemmer Group
Tired of Waitng !  Monday Morning Coffee for Mind and Spirit 01/26/2009
"Infinite patience produces immediate results."

~ Unknown


Have you ever wanted something special to happen in your life or desired to attract a person or outcome into your life? Maybe you laid specific plans that should have produced the desired results. Maybe you prayed that the results would occur. Perhaps you focused on the desired outcome with great intensity over an extended period of time.

What was your response when nothing happened, when there occurred not the slightest apparent movement towards your desired objective? If you became impatient, chances are good that you were too attached to the outcome. Perhaps, while you were waiting, you were also skeptical or allowed friends and associates to dampen your belief that the desired outcome would occur.

Today's quotation at first glance appears to be at odds with itself. After all, there's a great chasm between "infinite" and "immediate." Yet, when you exercise infinite patience, the desired results often appear immediately, or so it seems. Patience means not being so attached to the outcome that you sit waiting minute-by-minute for the results. When you take action to achieve or strongly believe in your objective, it cannot NOT occur.

When you are detached from the outcome, you do not sit idly by waiting for the result. You continue doing other things, moving towards other outcomes. As you do, the results you sought earlier come to you of their own accord and at the appropriate time. You cannot rush them, and they often come disguised as other outcomes.

The next time you desire a specific objective, keep it to yourself. Avoid putting it out on the line for all to see and criticize. Exercise infinite patience, and know that what you desire is already on its way to you. Then, recognize its arrival with gratitude!

Ever been Criticized ? Monday Morning Coffee for Mind and Spirit 01/12/2009

"I am looking for a lot of men who have an infinite
capacity to not know what can't be done."

~ Henry Ford


If you've ever had a dream - you've also had critics. It seems they show up right on cue every time that special new dream begins to form. Critics come in the form of family members, employers, friends, and associates.

Interestingly, the only opinion worth listening to is your own. The opinions of others simply reflect their own limitations - and have nothing to do with the achievement of your dreams. Just imagine how shallow the world would be today if the following individuals had listened to their critics:

Arnold Schwarzenegger's family said, "How long will you go on training all day in a gymnasium and living in a dream world?"

Mary Kay Ash's attorney advised two weeks before her first store opening, "Liquidate the business right now and recoup whatever cash you can. If you don't, you'll end up penniless."

His teachers to Ray Charles: "You can't play the piano, and God knows you can't sing. You'd better learn how to weave chairs so you can support yourself."

What Diana Ross heard her teacher say when auditioning for a high school play: "You have a nice voice, but it's nothing special."

Have a dream? Live it, pursue it, and achieve it - with a passion!

Palm Springs Real Estate Market Press Release 01/12/2009

by Rob Zwemmer



Contact:  Rob Zwemmer
                            Keller-Williams Realty
                La Quinta, CA












La Quinta, CA—January 12, 2009—Positive news on the Palm Springs Real Estate market front. Low mortgage rates have created incredible home-buying opportunities in the Palm Springs area. Deemed one of the fastest-growing areas of the country, the unique desert cities that comprise the desert valley are filled with bank-owned and short sale properties that are setting the market pace. It is an opportune time for first-time buyers, investors or those seeking the perfect getaway home where the weather is always pleasant and perfect for optimal outdoor living.


The Palm Springs Real Estate is projected to hit 2009 with renewed energy. The 50-year low interest rates and Bank Owned Homes for Sale ! properties are driving up buyer inquiries.



“The number of calls and showings by home buyers on properties we have listed for sale have certainly increased,” stated Realtor Rob Zwemmer of Keller-Williams Realty. “The bank-owned and short sale properties are expected to sell steadily for the next four to six months.”


The current Palm Springs Real Estate inventory has dropped 12 percent over the last six months, so this is the perfect time to make the move and purchase the home that fits your needs.


“With an incredible 5.26 percent, 30-year fixed rate, what a great incentive to buy!” added Mr. Zwemmer.
“All  desert home buyers embarking on a Real Estate purchase should do their homework first by reviewing credit scores, etc. Maintaining great credit will help the credit score when qualifying for a loan, resulting in a lower interest rate. Always review your credit report for accuracy. The three main credit reporting agencies, Experion, Equifax and Transunion will provide a free report each year, just for the asking. And a quick tip when ordering your reports:  instead of ordering all three at once, consider staggering the requests throughout the year.
This will allow you to check your reports more frequently. Any mistakes should be corrected immediately.
Of course, make sure bills are paid on time as 35 percent of a credit score is based on payment history.”


For up-to-the-minute Palm Springs area property listings and timely Real Estate information visit:

Property Search:



                                                                                    #          #          #

Monday Morning Palm Springs Real Estate market Update 01/12/2009

by The Zwemmer Group

Monday, January 12, 2009
by Rob Zwemmer

Good Monday morning              
80°F | 50°F

One thing that I have noticed here in the Palm Springs Area over the past several months is
that one group of home buyers are snapping up the deals and the other group is waiting until
the Real Estate Market is starting to decline even further.
The facts are:
• Interest rates are on 50 year low
• Palm Springs Home prices are down 38 %
• Foreclosures and short sale properties are being sold for 40 – 50 cents on the dollar
• The Canadian Dollar is still on a 15 year high.
• Our current housing inventory here in the desert is down 12 % compared to last year
• Desert properties DOM (Days On Market) has dropped from 115 days to 79 Days.

There are so many great deals here in the Palm Springs Real Estate market, that by predicting
the bottom of the market, you might have missed one of the greatest investment opportunities
in our lifetime.

The Media reports about a slow economy and a bad Real Estate market have created a hype where
some home buyers are afraid to act.

Home buyers were standing in line to enter a bidding war, when home prices were souring 2 years ago
here in the desert.

Now home values have come down and are under market value, few people are interested. 
If you are considering a first, second or even an investment property, This is the TIME!
To have direct acces or to get instant e-mail alerts when a new property shows up

If you are considering the sale of your home you can receive an e-mail analysis that
will give you a good indication of your homes current market value at

Palm Springs Mortgage Market update!

Last week we noticed the Federal Government purchase about $10 billion in mortgage 
securities, what will create lower interest rates for home buyers and home owners.  
We don’t know  how long these low mortgage rates will last but we do know that low home prices
and low mortgage rates means home buyers are getting a great deal no matter what!

For Home Owners it’s a great time to refinance or modify your existing loan. 
Send me a note and I will get you in touch with one of our mortgage specialists

1 Canadian Dollar = 0.83737  U.S. dollars (Today)


Mortgage Rates Today +/- Last Week
30 yr fixed mtg Graph the three month trend 5.17% 5.26%
15 yr fixed mtg Graph the three month trend 4.84% 5.07%
30 yr fixed jumbo mtg Graph the three month trend 6.82% 6.96%
5/1 ARM Graph the three month trend 5.77% 5.86%


E-mail me with any questions you might have

Have An Awesome Week!

Rob Zwemmer





Morning Coffee 01/05/2008

by The Zwemmer Group


"Who exactly do you want to be? What kind of person do you want to be? What are your personal ideals?
Whom do you admire? What are their special traits that you would make your own?

It's time to stop being vague. If you wish to be an extraordinary person, if you wish to be wise,
then you should explicitly identify the kind of person you aspire to become."

~ Epictetus


Microsoft uses that slogan to convince you that with their software you can head in any direction you please. Earl Nightingale, one of the great motivational speakers, said it better. "Imagine that you are the captain of a great ocean-going vessel," he suggests. "Before even leaving the harbor, you lay out plans for your voyage. Using maps, you choose a destination, then employ your navigational skills to arrive safely".

"Without a chosen destination and a map to help you arrive," he continues, "you are akin to a ship without a rudder. If you get out of the harbor at all, you'll probably end up a derelict on some deserted beach."

On this verge of the year 2009, I hope you've decided on a destination for the year and have looked carefully at the map that will take you there. A word of caution is in order. Be careful not to choose too many destinations, meaning don't set too many goals for the year. Including more than a handful of worthy objectives can leave you with maps and navigational instruments strewn all over your desk - resulting in chaos, lack of focus, and questionable navigation.

It's better to have four clearly defined targets for the year, accompanied by a masterful plan for their achievement, than to have only a list of 25 hoped-for achievements. Anthony Robbins suggests the following agenda for achieving your most worthy objectives.

First, write down a "dream inventory" - a list of everything you want to accomplish in 2009. Next choose the four most important major goals. For each of the four make a list of the benefits you will enjoy when you achieve them. Then list all the resources you currently possess which would be of benefit to achieving your major goals, i.e. experience, knowledge, skills, positive attitude, friendliness, perseverance, etc.

Continue by listing the three most successful times in your life. Under each, write down a description of how you felt and acted during those times, i.e. felt invincible, presented a professional image, smiled a lot, wasn't afraid to try a new approach, etc. Next write down the type person you would have to be to achieve your goals, i.e. must be prepared for presentations, must always have confidence, must put others' needs first, must organize my time, etc. Follow this with a list of "What prevents me from achieving this right now." Write down your fears, your lack of action, etc.

Finally, write down the steps you must take to achieve each of the four major goals. This would be a list of each and every task that must be completed in order to produce the maximum results. By breaking down the objective into individual steps, it becomes more manageable.

Notice that achieving a major goal requires major planning. Have you already done your homework and feel completely prepared? Hopefully so. If not, take the first week of the coming new year to build a plan for your future. It's well worth the effort!

Photo of Rob Zwemmer  Real Estate
47170 Washington Street
La Quinta CA 92253
Toll Free: 800-880-9590
Fax: 760-544-9996

Palm Springs Real Estate Update 01/05/2009

by Rob Zwemmer

Good Monday Morning!

I hope everyone had a great Holiday season and got back home safely.

The Palm Springs Real Estate Market  will hit 2009 with some renewed energy.    The 50 year low interest rates and  Bank Owned properties have certainly increased , the number of  calls and showings by home buyers on homes we have listed for sale.

Bank Owned Homes for Sale ! and short sale properties are still setting the pace in the Real Estate market here in  the Palm Springs Area and is expected to do so for the next 4-6 Months

The current Real Estate Inventory has dropped 12% over the last 6 Months, so if you are looking to buy a home, than this a great time to do so…

Property Search:

If you are considering selling your home in a changing market. Get an approximate value of your home or property e-mailed to your inbox within 24 Hours.

Palm Springs Mortgage Market Update:

There will be no shortage of negative economic and corporate news as traders getting back to Wall Street after the holidays. The un-employment news was record-breaking: 533,000 jobs were lost during the month of November. And adding more pain to last month's Report were new revisions for September and October, which added an additional 200,000 jobs. to the un-employment rate.

Real Estate Experts say the next few weeks will determine if investors are comfortable enough to start investing again —

Interest rates are at an incredible low: 5.26%, 30 yr fixed, WOW!!!!

Remember, as a general rule, negative economic news is good for rates, while positive news causes rates to rise.

Have An Awesome Week!


Rob Zwemmer


Desert Real Estate.


Displaying blog entries 1-10 of 10