Real Estate Information

Real Estate Blog for Desert communities in Palm Springs, CA

Rob Zwemmer

Blog

Displaying blog entries 1-10 of 1141

Inspiration For Today: How's the Family Purse?

by Rob Zwemmer

HOW'S THE FAMILY PURSE?
 
In George Classon's classic "The Richest Man In Babylon," he urges readers to "set your purse to fattening." His other advice? Pay off your debts - live debt-free. With those two simple bits of advice, he lays out a wealth of financial advice guaranteed to keep the wolf away from the front door - forever.
 
He has the audacity to suggest that a part of all you earn is yours to keep. Put $100 a month into your "purse" beginning at age 20. Invest it at 10%. At age 65, you will have a purse filled to the brim with $1,048,000. How difficult is it to convince yourself to put away $100 each month?
 
Poverty is not our fear. It is the insecurity of being vulnerable that we fear - of not being able to meet our obligations. The "fat purse" does not pay our bills. The amount we earn over and above the part "that is ours to keep" does that. The part we keep - our "fattening purse" - is what gives us the confidence that we are okay.
 
By the way, according to "The Millionaire Next Door," the "haves" spend twice as much time planning their financial success as the "have nots." Forget setting aside $100 a month, the "haves" set aside up to 40% of their pre-tax income for fattening their purse. That also means they live on just 60%. The "have-nots" are hyper-credit users who do no budgeting whatsoever.
 
Want to set your purse to fattening? Want to give your children a heads-up on being financially independent? Pick up a copy of Suze Orman's best-seller "The 9 Steps to Financial Freedom". More importantly - put her financial roadmap to work. Don't worry - be happy!

HOW'S THE FAMILY PURSE? 

In George Classon's classic "The Richest Man In Babylon," he urges readers to "set your purse to fattening." His other advice? Pay off your debts - live debt-free. With those two simple bits of advice, he lays out a wealth of financial advice guaranteed to keep the wolf away from the front door - forever. He has the audacity to suggest that a part of all you earn is yours to keep. Put $100 a month into your "purse" beginning at age 20. Invest it at 10%. At age 65, you will have a purse filled to the brim with $1,048,000. How difficult is it to convince yourself to put away $100 each month? Poverty is not our fear. It is the insecurity of being vulnerable that we fear - of not being able to meet our obligations. The "fat purse" does not pay our bills. The amount we earn over and above the part "that is ours to keep" does that. The part we keep - our "fattening purse" - is what gives us the confidence that we are okay. By the way, according to "The Millionaire Next Door," the "haves" spend twice as much time planning their financial success as the "have nots." Forget setting aside $100 a month, the "haves" set aside up to 40% of their pre-tax income for fattening their purse. That also means they live on just 60%. The "have-nots" are hyper-credit users who do no budgeting whatsoever. Want to set your purse to fattening? Want to give your children a heads-up on being financially independent? Pick up a copy of Suze Orman's best-seller "The 9 Steps to Financial Freedom". More importantly - put her financial roadmap to work. Don't worry - be happy!

Home Prices: Where are They Headed?

by Rob Zwemmer

Click for Info:  Home Prices: Where Are They Headed Over The Next 5 Years?

 

Breathtaking Views of Coachella Valley Golf Courses

by Rob Zwemmer

Inspiration For Today: Good Housekeeping?

by Rob Zwemmer

GOOD HOUSEKEEPING?
 
Aristotle’s quote seems pretty straightforward: If you like what you're doing, chances are you'll do it pretty well, and will find your work satisfying.
 
But what about the dozens of smaller jobs that we do on a regular basis and do not particularly enjoy - chores we consider robberies of time, but necessary? You know, housecleaning or mowing the lawn or grocery shopping or washing the car.
 
The fact is that most of us have too much on our "To Do" lists, and much of our “free time” is spent on what we consider menial work that we often begin to actually resent. Viewed objectively, however, how many of the items on your list of chores have self-imposed deadlines and subjective requirements?
 
Are you setting standards that are unnecessarily high or that are interfering with your enjoyment of time with your family and friends? When you lament "having no time," stop and consider to what extent that is due to your own personal sense of priorities.
 
You might re-evaluate what is truly essential. Chances are that duties to which you're giving up your entire Saturday are not as important to others as having time to spend with you. After all, how many of us are introduced, "This is Joe - he really keeps his lawn looking great...” or, “This is Mary - she's a wonderful housekeeper…"? How many of our children tell their friends, "You'll really like my mom and dad. They keep all the windows in our house clean…"?
 
Put down the car wax and the mop and get out and enjoy some time with friends or family, or - here’s a novelty - just yourself. It’s quite likely that the sun will still rise the next day, and your To Do list will wait for you!
GOOD HOUSEKEEPING? 

Aristotle’s quote seems pretty straightforward: If you like what you're doing, chances are you'll do it pretty well, and will find your work satisfying. But what about the dozens of smaller jobs that we do on a regular basis and do not particularly enjoy - chores we consider robberies of time, but necessary? You know, housecleaning or mowing the lawn or grocery shopping or washing the car. The fact is that most of us have too much on our "To Do" lists, and much of our “free time” is spent on what we consider menial work that we often begin to actually resent. Viewed objectively, however, how many of the items on your list of chores have self-imposed deadlines and subjective requirements? Are you setting standards that are unnecessarily high or that are interfering with your enjoyment of time with your family and friends? When you lament "having no time," stop and consider to what extent that is due to your own personal sense of priorities. You might re-evaluate what is truly essential. Chances are that duties to which you're giving up your entire Saturday are not as important to others as having time to spend with you. After all, how many of us are introduced, "This is Joe - he really keeps his lawn looking great...” or, “This is Mary - she's a wonderful housekeeper…"? How many of our children tell their friends, "You'll really like my mom and dad. They keep all the windows in our house clean…"? Put down the car wax and the mop and get out and enjoy some time with friends or family, or - here’s a novelty - just yourself. It’s quite likely that the sun will still rise the next day, and your To Do list will wait for you!

Selling Your House? 5 Reasons You Shouldn’t For Sale By Owner

by Rob Zwemmer

Click on image for details and important information.

A Holiday Treat: Mariah Carey Xmas Video

by Rob Zwemmer

Mortgage Rates: As of 12.19.15

by Rob Zwemmer



 

Bank of America

Inspiration For Today: Give Yourself A Present

by Rob Zwemmer

GIVE YOURSELF A PRESENT! Regardless of who you have been in the past - why not give yourself a "present"? Each of us experiences regret from time to time over what we have done - or left undone - in the past. Perhaps our transgressions were great - or just seemed so in our heart.
 
To become a different person in the future, St. Jerome suggests that you must "begin to be" that person now. If your career is overwhelming you, begging to be tamed, begin now to untangle it. Begin today to simplify your activities.
 
If you would like to be more caring, begin today by complimenting someone. Want to be more understanding? Listen carefully to one you love - today. Want greater financial independence? Analyze your income and your expenses, then earn more and live on less - beginning today.
 
Nothing happens until you "begin to be." Interestingly, however, the moment you BEGIN, you actually ARE the person you desire to be, provided you continue to be. The moment you change anything in your life, the past is over, forever.
 
Want a new beginning in your life? Don't wait for some earth-shattering, life-changing event to get your attention. Get started today!
GIVE YOURSELF A PRESENT! Regardless of who you have been in the past - why not give yourself a "present"? Each of us experiences regret from time to time over what we have done - or left undone - in the past. Perhaps our transgressions were great - or just seemed so in our heart. To become a different person in the future, St. Jerome suggests that you must "begin to be" that person now. If your career is overwhelming you, begging to be tamed, begin now to untangle it. Begin today to simplify your activities. If you would like to be more caring, begin today by complimenting someone. Want to be more understanding? Listen carefully to one you love - today. Want greater financial independence? Analyze your income and your expenses, then earn more and live on less - beginning today. Nothing happens until you "begin to be." Interestingly, however, the moment you BEGIN, you actually ARE the person you desire to be, provided you continue to be. The moment you change anything in your life, the past is over, forever. Want a new beginning in your life? Don't wait for some earth-shattering, life-changing event to get your attention. Get started today!

Mortgage Rates: As of 12.5.15

by Rob Zwemmer

 

Bank of America

Walk of the Inns Tour!

by Rob Zwemmer

Displaying blog entries 1-10 of 1141

Syndication

Categories

Archives